Articles on self funded.
10 articles from the Archer team on this topic.
How much does an onsite clinic cost? A 2026 pricing guide for employers with 100–1,000 employees
A plain-English breakdown of what an employer-sponsored onsite or shared clinic actually costs in 2026 — the three staffing models and their real per-employee price, what's included, how pass-through labs and pharmacy work, and how to calculate net cost after redirected claims. Built for self-funded employers with 100 to 1,000 employees, where a shared, part-time clinic changes the math.
Your 2026 health benefits renewal is up 11%. Here's where the money is leaking — and the one structural lever that still works.
Mid-market self-funded plans are getting renewal letters with 9–13% increases this year. Stop-loss premiums, specialty pharmacy, and high-cost claimants are doing most of the damage. Here's a CFO-grade breakdown of where the 11% comes from, the four levers HR teams are pulling in response, and why onsite primary care is the only one that compounds.
Where a $14M self-funded plan actually leaks money (and what 22% recovery looks like)
A 5-minute walk-through of the line items hiding inside the primary-care segment of a self-funded plan's spend — and what changes when on-site care replaces visit-fee billing.
The on-site clinic RFP template benefits teams should actually be sending
A 10-section RFP designed to surface the questions vendors hope you won't ask — with disqualifiers per section and a scoring rubric for finalists.
Year One with an on-site clinic: the month-by-month HR playbook
What HR, benefits, and finance leadership should expect — and what to do — over the first 12 months of running an on-site primary care clinic for a 100-1,500-employee workforce.
The 5,000-Employee Myth: How Mid-Market Companies Get Onsite Primary Care That Actually Works
For 30 years onsite clinics were a Fortune-500 perk because the math only worked at scale. New shared-clinic models break that floor. Here's how the economics work at 200, 500, and 1,000 employees — and why brokers are finally writing real proposals for sub-1,500 headcount.
GLP-1 coverage for self-funded plans: the math your PBM doesn't want you running
Ozempic, Wegovy, Mounjaro, Zepbound. List prices north of $1,000/month, coverage decisions that hit a self-funded plan's bottom line directly. Here's the actual math — what it costs, who's eligible, what your PBM rebate is hiding, and how onsite primary care changes the equation.
Your TPA isn't your benefits strategy
If a self-funded mid-market employer's only outside expert is the TPA processing claims, the plan has an administrator — not a strategy. Here's the difference, why most mid-market plans confuse the two, and what to do about it.
Biometric Screenings: The Most Underrated Line Item in Your Benefits Budget
If you're an HR or benefits leader, you've almost certainly seen biometric screenings on a vendor proposal. Here's why the ones embedded in an onsite primary care program work — and the standalone ones usually don't.
Self-Funded vs. Fully Insured Health Plans: A Practical Guide for Mid-Sized Employers
If you run benefits at a company between 100 and 1,000 employees, the self-funded vs. fully insured question shapes almost every other decision you'll make. Here's the practical version.